What a refreshing departure from ‘business as usual’ with megabanks.  Founded specifically to cater to SBE’s (Small Business Enterprises) the Business Bank of Texas (BBOT) does not accept consumer deposits or personal loans.  They have no ATM’s or drive-in tellers.  What they DO have is personnel who greet their clients by name and a loan committee that returns decisions within days of receiving full documentation. 

       Founded a scant 2 and 1/2 years ago by 88 shareholders – all of whom are business owners – the bank has amassed over $60 million in assets by dedicating its efforts to commercial services.  Unlike other banks, BBOT offers a free service that allows clients to deposit funds by scanning checks into a remote capture device from their office or home that automatically feeds into QuickBooks and other accounting software.  No more daily drives to a teller’s waiting line – saving both time and fuel.  In fact, it’s downright ‘green’.

        BBOT exists to cater to small businesses – their loan programs are shepherded by real human beings who exercise judgment - rather than depending upon software and square checking.  My conversation with Eduardo Reash, Vice President and Senior Relationship Manager, convinced me that their mission to support SME’s is heartfelt – they’re willing, ready and able to help my clients. 

         I  strongly  recommend that you visit their website:  http://www.BusinessBankofTexas.com and give them a call – you’ll be glad you did.